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Your collection is special - Keep it protected
Don't leave your collection of antiques and/or collectibles unprotected. These special items need to have special protection and regular homeowners coverage in most cases is just not adequate. This program was designed specifically for this purpose and offers many benefits. including:
- No Appraisals Only single items over $2500.00 need to be listed on the application
- Low Rates Rates are generally more cost effective than homeowners coverage.
- Replacement Cost CoverageYou will receive current market value of the item at the time of loss.
- Excellent Coverage includes fire, lightning, vandalism, windstorm, earthquake, theft, and accidental breakage.
- Low Deductibles deductibles starting at $250.00 per occurrence. Higher deductibles available for premium credit. (20% earthquake deductible in California and windstorm deductibles apply in coastal areas)
- Hassle Free Claim Settlement Our experts work with you to ensure fairness
- Most Collectibles accepted Coverage for about anything except jewelry, coins/currency, new guns, and anything motorized.
- High Rated Carriers All coverage is written by carriers with at least an A rating from A.M. Best.
- Collector Designed Program was designed by collectors to provide comprehensive coverage for such a special market.
Collector Insurance Rates
| Coverage Amount |
Annual Premium |
Coverage Amount |
Annual Premium |
| Minimum $20,000 |
$75.00 |
115,000 |
$325.00 |
| 25,000 |
$100.00 |
120,000 |
$338.00 |
| 30,000 |
$113.00 |
125,000 |
$350.00 |
| 35,000 |
$125.00 |
130,000 |
$363.00 |
| 40,000 |
$138.00 |
135,000 |
$375.00 |
| 45,000 |
$150.00 |
140,000 |
$388.00 |
| 50,000 |
$163.00 |
145,000 |
$400.00 |
| 55,000 |
$175.00 |
150,000 |
$413.00 |
| 60,000 |
$188.00 |
155,000 |
$425.00 |
| 65,000 |
$200.00 |
160,000 |
$438.00 |
| 70,000 |
$213.00 |
165,000 |
$450.00 |
| 75,000 |
$225.00 |
170,000 |
$463.00 |
| 80,000 |
$238.00 |
175,000 |
$475.00 |
| 85,000 |
$250.00 |
180,000 |
$488.00 |
| 90,000 |
$263.00 |
185,000 |
$500.00 |
| 95,000 |
$275.00 |
190,000 |
$513.00 |
| 100,000 |
$288.00 |
195,000 |
$525.00 |
| 105,000 |
$300.00 |
200,000 |
$538.00 |
| 110,000 |
$313.00 |
Over 200,000 |
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To apply for insurance click on the link below to get the application!
Download and Print Application
This policy will not cover dealer inventory or property used in commercial transactions. Rates / underwriting guidelines subject to change without notice. Policy will not be bound until approved by underwriter. |
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