INSURANCE

Don't be caught with a reproduction! Choose the best. Insurance coverage that is as valuable as your antiques! ACNA has put together the most comprehensive insurance coverage in the industry. Association Insurance Administrators, a division of Antiques & Collectibles National Association, are the experts because they specialize in only the antiques and collectibles industry. With over 60 years of insurance experience and 50 years of antique and collectible experience, you can rest assured knowing you have the right coverage at the best price. For applications and rates, click on the program designed for what you do:

MALL OWNER | SHOP OWNER | MALL DEALER | SHOW DEALER | SHOW PROMOTER
MALL OWNER
DOWNLOAD INSURANCE APPLICATION | DOWNLOAD BROCHURE

Inventory Coverage:
Coverage Features
  • Covers your property including inventory you own, furniture, fixtures, equipment and improvements & betterments if you rent.
  • Covers your property for collision, theft, and vehicle overturn in transit.
  • Shipping coverage up to $5,000
  • Covers consigned property in your care & custody. (Excluding dealer inventory in rental booths and showcases).
  • Deductibles starting at $250. Wind deductibles in coastal states.
  • “All Risk” coverage including fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage, and vandalism. Does not cover mysterious disappearance or flood.
Liability Coverage:
Coverage Features
  • Covers your mall premises & all your business operations
  • Product liability for the merchandise you sell
  • Personal Injury liability such as libel, slander, false arrest, and false advertising
  • Employees are included as additional insureds
Optional Dealer Blanket Coverage:
Most dealers do not have business liability coverage and their homeowners will not cover business pursuits, which means their personal assets can be at risk. If a dealer is involved in a claim or named in a lawsuit because someone is injured in their booth, or an item purchased from a dealer causes damage, your mall’s standard liability policy will not cover or defend the dealer because the dealer is not an insured under the policy. ACNA's policy is designed for antique malls so that dealers can be added to the policy on a blanket basis (all or none of the dealers) at a very low cost. You can pass the cost to the dealers or make this a great "added value" benefit to provide your dealers.Limits
  • $1,000,000 General Aggregate (Policy Limit)
  • $1,000,000 Each Occurrence
  • $1,000,000 Product Liability Limit
  • $1,000,000 Personal & Advertising Liability Limit
  • $50,000 Damage to Premises rented to you
  • $5,000 Medical Payments Building Coverage
Building Coverage:
Coverage Features
  • Coverage may be provided on buildings you own. Coverage is available in most states.
  • Coverage is "All Risk" excluding flood and earthquake.
  • Coverage may be provided on a replacement cost or actual cash value (depreciated value) basis.
  • Deductibles start at $1,000 and may be increased up to $5,000. Wind deductibles in coastal states.

MALL DEALER
DOWNLOAD INSURANCE APPLICATION | DOWNLOAD BROCHURE
  1. Inventory Coverage:
    Coverage Features
    • Covers your property at any location: your mall booth, storage, in your home and at shows. You must list each location on the application where your merchandise is stored.
    • Covers your property in transit for damage caused by collision, vehicle overturn and theft.
    • Covers consigned property in your custody.
    • NO Coinsurance penalty, however it is recommended you carry 100% of your maximum value to be adequately insured.
    • Deductibles starting at $250. Wind deductibles are required in coastal states.
    • "All-Risk" coverage including fire, lightning, windstorm, burglary, robbery, accidental breakage, vandalism, and earthquake. Does not cover mysterious disappearance or flood.
    • Coverage on fine (your cost over $100) jewelry limited to $2,500 per claim
    • Coins and stamps NOT covered.

    Liability Coverage
    Coverage Features
    • Covers you for liability in the booths you rent & all your business operations
    • Product Liability for the merchandise you sell
    • Personal Injury Liability such as libel, slander & false advertising
    Limits
    • $1,000,000 Each Occurrence
    • $1,000,000 Products Liability
    • $1,000,000 Personal and Advertising Injury Liability
    • $1,000,000 General Aggregate (Policy Limit)
    • $50,000 Damage to Premises Rented to You
    • $5,000 Medical Payments


SHOW PROMOTER
DOWNLOAD INSURANCE APPLICATION | DOWNLOAD BROCHURE
Liability Coverage:
Coverage Features
  • Covers you at the show premises
  • Personal Injury liability such as libel, slander, false arrest & false advertising
  • Product liability for the merchandise you sell
  • Employees are included as additional insureds
  • You can choose a per show policy or an annual policy
Limits
  • $2,000,000 General Aggregate (Policy Limit)
  • $1,000,000 Each Occurrence
  • $1,000,000 Products Liability
  • $1,000,000 Personal & Advertising Liability Limit
  • $50,000 Damage to Premises rented to you
  • $5,000 Medical Payments

 SHOP OWNER
DOWNLOAD INSURANCE APPLICATION | DOWNLOAD BROCHURE

 Inventory Coverage
Coverage Features
  • Covers your inventory at any location: your shop, your mall booth, storage, in your home, and at shows. You must list each location on the application where your merchandise is stored.
  • Covers furniture, fixtures, and equipment.
  • Covers your property for collision, theft, and vehicle overturn while in transit.
  • Covers consigned property in your care & custody.
  • NO coinsurance penalty, however it is recommended that you carry insurance to the maximum value (your cost) of your inventory.
  • Deductibles starting at $250. A wind deductible is required in coastal states.
  • "All-Risk" coverage including fire, lightning, windstorm, earthquake, burglary, robbery, accidental breakage, and vandalism. Does not cover mysterious disappearance or flood.
  • Coverage on fine (your cost over $100) jewelry limited to $2,500 per claim.
  • Coins and stamps are NOT covered.
Liability Coverage:
Coverage Features
  • Covers you for liability at your shop, mall booths, show booths, and all your business operations
  • Product Liability for the merchandise you sell
  • Personal Injury liability such as libel, slander, false arrest & false advertising
Limits
  • $1,000,000 General Aggregate (Policy Limit)
  • $1,000,000 Each Occurrence
  • $1,000,000 Product Liability Limit
  • $1,000,000 Personal & Advertising Liability Limit
  • $50,000 Damage to Premises rented to you
  • $5,000 Medical Payments
Building Coverage:
Coverage Features
  • Coverage may be provided on buildings owned by you.
  • Coverage is “All Risk” excluding flood & earthquake.
  • Coverage may be provided on a replacement cost or actual cash value (depreciated value) basis.
  • Deductibles starting at $1,000 and may be increased up to $5,000. Wind deductibles in coastal states.





SHOW DEALER
DOWNLOAD INSURANCE APPLICATION | DOWNLOAD BROCHURE
  1. Inventory Coverage:
    Coverage Features
    • Covers your property at any location: at shows, in your mall booth, storage, and in your home. You just need to list each location on the application where your merchandise is located.
    • Covers your property in transit for damage caused by collision, vehicle overturn and theft.
    • Covers consigned property in your custody.
    • NO Coinsurance penalty, however it is recommended you carry 100% of your maximum value.
    • Deductibles starting at $250. Wind deductibles are required in coastal states.
    • "All Risk" coverage including fire, lightning, windstorm, burglary, robbery, accidental breakage, vandalism, and earthquake. Does not cover mysterious disappearance or flood.
    • Coverage on fine jewelry (your cost over $100) limited to $2,500 per claim.
    • Coins and stamps are NOT covered.

    Liability Coverage
    Coverage Features
    • Covers you for liability in the booths you rent & all your business operations
    • Product Liability for the merchandise you sell
    • Personal Injury Liability such as libel, slander & false advertising
    Limits
    • $1,000,000 Each Occurrence
    • $1,000,000 Products Liability
    • $1,000,000 Personal and Advertising Injury Liability
    • $1,000,000 General Aggregate (Policy Limit)
    • $50,000 Damage to Premises Rented to You
    • $5,000 Medical Payments



 
   
MEMBERSHIPS | COLLECTORS | BENEFITS | INSURANCE | SHOW CALENDAR | LOCATOR | EVENTS | CAR INSURANCE
     

Antique Insurance | Antique Collectors Insurance | Antique Dealer Insurance | Antique Dealers Insurance