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- Covers liability in the mall booths you rent
- Product Liability for the merchandise you sell
- Personal Injury Liability such as libel, slander & false advertising
- $1,000,000 Limit Each Occurrence
- $1,000,000 General Aggregate (Policy Limit)
- $1,000,000 Product Liability Limit
- $1,000,000 Personal & Advertising Liability Limit
- $100,000 Fire Damage Limit
- $5,000 Medical Payments
- $181.75 per year
Optional Liability Coverage
- $26.35 for each Mall location over four
- $26.35 for each Additional Insured
- $52.70 for a $2,000,000 Aggregate Limit
- $52.70 for $2,000,000 per occurrence Limit
- $52.70 for a Warehouse or Storage Unit
- $52.70 for an office location
- $105.40 for Hired/Non-Owned auto coverage
- Covers your property at any location: at shows, in your mall booth,storage and in your home.
- Covers your property in transit for damage caused by collision, vehicle overturn and theft.
- Covers consigned property in your custody.
- NO coinsurance penalty, however it is recommended that you carry insurance to the maximum cost value of your inventory.Any loss settlement is cost based
- Deductibles starting at $250. Wind deductibles are required in Florida and other coastal/gulf states.
- Coverage includes fire, lightning, windstorm, burglary, robbery, accidental breakage, vandalism and earthquake.Does not cover mysterious disappearance (shoplifting) or flood.
- Coverage on fine jewelry limited to $2,500 per claim.
- Coins and Stamps are NOT covered.
This is not a complete list of exclusions & limitations
- Per item limit $5,000-can be increased to $10,000 for an additional premium.
- Shipping coverage up to $5000. per occurrence.
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Current membership in the Association is required to be eligible for the dealer insurance benefit. Rates include all taxes & fees and are subject to change at any time. The information listed above is only an overview and is not a complete listing of policy details. Coverage is subject to policy exclusions, endorsements and provisions. Policy will not be bound until approved by underwriter
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